Student Accident Coverage
Alaska Municipal League Joint Insurance Association’s (AMLJIA) Coverage
GCSD enjoys Student Accident Coverage as an enhancement to the Alaska Municipal League Joint Insurance Association’s (AMLJIA’s) Coverage.
Student Accident Coverage Letter to Parents/Guardians for the 2023-2024 School Year
At no cost to you, we have obtained Student Accident Coverage through the Alaska Municipal League Joint Insurance Association (AMLJIA) for some accidents that occur during school activities, to help with the cost of medical treatment not covered by other insurance you may have. Your child’s school is NOT responsible for any medical bills should your child become injured at school – this means that you are responsible for any medical charges not covered by insurance for your child. This “school-time” coverage is designed to cover some, but not all, of the possible charges. A Summary Description of Benefits is enclosed for your reference.
This coverage will help you pay up to $25,000 in the event of a covered accident and takes effect only after any other medical insurance that is available has paid. The coverage has a $50 deductible and pays 80% of usual, customary, and reasonable charges. If this coverage is used, you will be responsible for a $50 deductible per accident and for the remaining co-payment. In some cases there may be no deductible if other primary medical insurance is in effect. If your child does have other health coverage, student accident insurance may also be used to help pay those eligible charges not covered by other insurance (i.e., deductibles and co-payments).
Please sign and return the Authorization for Emergency Medical Treatment form to the school office immediately. This is important to protect the health of your child in the event of an injury. In the event of a school-related injury, please report the injury to the school office within 72 hours. Also, please review the Summary Description of Benefits carefully. If you have any questions, please contact GCSD.